Fargo Used Car Financing

Finance Application
 
No matter if this is your first vehicle or your tenth, Gateway Clearance Center in Fargo works with all of our customers to have an enjoyable and stress-free car shopping experience. 

During financing, we work with a variety of banks and creditors to help secure car loans for many Fargo-Moorhead drivers. Even if you have a minimal credit history or a lower credit score, we can work to find you the best auto financing available.

Tips for Financing a Used Car
While financing isn't the most fun part of the car shopping experience, it is one of the most important parts! Here are a few tips when looking for a new-to-you vehicle in Fargo.

1. Car Loan Pre-Approval
Before you shop for a used vehicle, we recommend you apply for pre-approval. You can apply for financing right on our website, saving you time at the dealership. Being pre-approved lets you know how much money you can borrow for a vehicle.

While you're shopping, you can stay in your pre-approval range. It helps set expectations on what you can and can't have in a vehicle. You can also estimate what your payments will be with our payment calculator if you are looking to stay in a specific monthly payment range.

2. Down Payments
If your pre-approval still doesn't hit where you'd hope for a dollar figure, consider what you can pay upfront. Down payments are a cash payment you pay upfront on a vehicle which will be financed. 

The more you put for a down payment, the lower your monthly payment will be. If you are working off a strict monthly budget that will help.

3. Trade-ins
What will you do with your current vehicle after you purchase your next vehicle? Chances are you don't need it and want to sell it. Trading in your vehicle can help lower your end purchase price as well as monthly payment. At Gateway, we offer fair-market trade-in quotes. 

Even if your vehicle has been well loved, we are happy to give you a trade-in value for your current vehicle. Should you decide to purchase from us, your trade value will be deducted from the final purchase amount.

 

Fargo Car Loan Experts
We help dozens of people every day with their car loan needs. If at any time during the financing process you have questions, we're happy to answer them and explain anything that doesn't make sense. 

Our financing team has worked with poor credit and great credit, so don't be afraid of your history, we can probably get you in your dream car no problem.

If you have additional questions you can contact us through our website or call our finance team at 701-282-5522.

Contact

Gateway Clearance Center

2302 South University Drive
Directions Fargo, ND 58103

  • Sales: (701) 282-5522
  • Collision Center: (701) 293-2639

Hours

  • Monday 8:00AM - 8:00PM
  • Tuesday 8:00AM - 8:00PM
  • Wednesday 8:00AM - 8:00PM
  • Thursday 8:00AM - 8:00PM
  • Friday 8:00AM - 6:00PM
  • Saturday 8:00AM - 6:00PM
  • Sunday Closed
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